What can reduce or eliminate your Cash Rewards? Which transactions do not earn Cash Rewards? How do you earn or accumulate Cash Rewards? What do you earn by participating in the Program? Wells Fargo Active Cash Visa ® Card Account Addendum Part 2: Wells Fargo Rewards ® Program Terms and Conditions Summary, and How does the $200 Cash Rewards bonus work? How is the credit card law different for married Wisconsin residents? How is the credit card law different for Ohio residents? What happens if your contact information changes? How do we verify information from phone service providers? How might we manage credit limits if you have multiple Wells Fargo Credit Card accounts?
What should you do once you receive your new card? What procedures do we use to verify your identity when you open an Account? Will you qualify if you have more than one Wells Fargo Credit Card account? What do you agree to by applying for this credit card account? Part 1: Important Details About Using This Credit Card Account This information may have changed after that date. Please note: Information about the credit card Account’s interest rates, interest charges, and fees is correct as of March 2023.
"You" and "your" mean each person who applied for and received a Wells Fargo Credit Card account. In this application, "the Bank," "Wells Fargo," "we," "our," and "us" refer to Wells Fargo Bank, N.A. We will begin charging interest on cash advances and balance transfers on the transaction date. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. * You are leaving Wells Fargo and entering a website that Wells Fargo does not control. We use a method called "average daily balance (including new purchases)". After that, up to 5% for each balance transfer, with a minimum of $5.Įither $10 or 5% of the amount of each advance, whichever is greater.ģ% of each transaction converted to U.S. Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. Of the Consumer Financial Protection Bureau at. To learn more about factors to consider when applying for or using a credit card, visit the website If you are charged interest, the charge will be no less than $1.00.įor Credit Card Tips from the Consumer Financial Protection Bureau We will not charge you interest on purchases if you pay your entire balance by the due date each month. Your due date is at least 25 days after the close of each billing period.
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How to Avoid Paying Interest on Purchases This APR will vary with the market based on the U.S. Balance Transfers are subject to eligibility.ĪPR for Cash Advances and Overdraft Protection Advances A balance transfer request must be made within 120 days from account opening to qualify for the introductory APR. Prime Rate.Īnnual Percentage Rate (APR) for Balance TransfersĪfter that, your APR will be 20.24%, 25.24%, or 29.99%, based on your creditworthiness.
IMPORTANT DISCLOSURES Interest Rates and Interest ChargesĪnnual Percentage Rate (APR) for PurchasesĠ.00% introductory APR for 15 months from date of account opening.Īfter that, your APR will be 20.24%, 25.24%, or 29.99%, based on your creditworthiness. Thank you for your interest in opening a Wells Fargo Active Cash Account. " The Venmo App You Know and Love Now Has a New Look and Feel.Wells Fargo Active Cash Visa ® Card Terms and Conditions " PayPal Settles FTC Charges That Venmo Failed to Disclose Information to Consumers About the Ability to Transfer Funds and Privacy Settings Violated Gramm-Leach-Bliley Act." " Attorney General Ken Paxton Announces Agreement to Protect Consumers Reform Privacy and Security Practices with PayPal."įederal Trade Commission. " PayPal Holdings Inc., Form 10-K, 2020." " Uber and Venmo Partner to Deliver a New Payment Experience." " Venmo Visa Signature and Venmo Visa Credit Card." " The Legal Stuff You've Been Waiting For."
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